Whether you are or paying for online transactions PayPal is by far the biggest online payment gateway. PayPal has entered the South African market with a partnership with FNB bank this is excellent news for South Africans wanting to do international online e-commerce however there is a big disadvantage, it still does not support ZAR. The big drawback for South Africans is that a .co.za domain can only charge in USD Dollars or 12 of the major currencies.
2Checkout is an intelligent choice if you want to get rid of PayPal complications. It involves no credit card processing, no statement fee, no third party charges, no monthly fee, (unlike like PayPal account where you need to pay FNB R75.00 per month). It takes few minutes to complete the account setup process as no credit check is involved in it. It charges a $49 USD setup fee only once off. Moreover you have to pay 5.5% commission plus $0.45 per transaction. You could also receive a Master Debit card for free and be able to draw your money from the card or transfer your transactions to your bank account.
2Checkout other advantage that it could take subscription recurring payments in ZAR for South Africans, they not require a merchant account. Visit 2Checkout here
PayFast is a payments processing service for South African websites. Payfast is easy to setup, secure and instant transfer of money between online buyers and sellers. Sellers can accept payments from buyers in credit cards (Visa and MasterCard), Instant EFT (bank transfers to any of SA's four biggest banks that get instantly verified), mimoney and Ukash.Setup Fee Free, Instant EFT 2.0% (minimum R2.00), Credit Cards 4.9% (plus R2.00)
Ukash 7.0% (minimum R2.00), mimoney 4.0% (minimum R2.00) and Payout to bank account R 8.77.
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